Me and My Friend… in the bank!

Based on true event, happened somewhere in July, 2018.

My friend lives abroad and once in a while she come to Kabul to visit family members, during her last visit few years ago I helped her open saving account in a bank and this time we went to deposit some cash but to our surprise we cannot do it because the account is closed, the clarification provided in one sentence was “if you don’t deposit or withdraw money for six months so your account is automatically closed” my friend replied “but I have been receiving rent in this account regularly and I checked it online” and they continued “yes but if you don’t withdraw any cash in six months the account is closed immediately for security reasons” and then I said “ but you didn’t told us about this while we were opening the account and we mentioned that my friend is living abroad and she is opening the account to receive rent…” we didn’t came up with conclusion in our favor as it’s bank policy to close account (I didn’t found that policy in bank website or anywhere, if that policy is for customers so banks must make sure customer have access to it), with quite cold attitude we were directed to go to the branch where we opened the account to re-reopen the same account… me and my friend were quite disappointed and frustrated that we have to go through the whole process again so we went straight to that branch and again to our surprise we forgot to bring my friend ID and only had the bank card… my friend had to re-identify herself to the bank she already did few years ago, amazing! Again the same cold attitude and not providing enough information so we would make sure not to do any mistake again! Like it’s our fault that we don’t know the account is closed, where is accountability here?

Next day we prayed everything goes well, I personally can’t get the cold attitude and lack of accountability in these banks… But again to our surprise this day the attitude was a bit nicer and everyone was smiling, they were trying to help us complete our work sooner, the process was still frustrating and they recommended to create a master card so my friend will be able to deposit or withdraw cash abroad and make sure the account stays open, we left the bank with a relief.

I am always disappointed with the lack of efficiency and accountability in private sectors while providing services, not having customer experience and happiness as priority. I am always disappointed with the government giving away permission to private sectors that do not have any known or well written customer care policy, I know private sector is all about business but we as customers are the reason these businesses run so we should be treated as Very Important Persons, and it’s government responsibility to make sure we are given our right, it’s government responsibility to make sure we are given services properly, relevant information and conditions should not be a surprise but included in the customer contract and read out loudly to each customer while receiving the service and the customer must have the authority to confirm the completion of a service to the service provider… (But how can customer be enabled enough to end a service…?)

To make it happen government need to bring changes in work permission related regulations and policies, and it should be focused on customer care and satisfaction, accountability, transparency, standards… the government must have systems to measure and analyze customer experiences and create policies and regulations to act upon it, I wish I have a government where businesses will have the permission to work only if customers are happy and satisfied with the services provided.

 

 

 

 

 

 

 

Me in Amsterdam Airport

Based on true event, happened somewhere in September, 2018.Amsterdam Airport

I was waiting for my connecting flight from Amsterdam Airport to Portugal, in between I went to toilet and to my surprise I saw the little smiley face feedback machines everywhere in the toilet room and on tissue paper machines, I couldn’t stop evaluating one of the feedback machine, I was clicking each button again and again, checking the time and frequency of clicks… as I was leaving I saw security officer was entering to toilet and went toward the exact machine I was disturbing just two minutes ago, I was so surprised with the whole situation not only feedback mechanism but speed and accuracy of responsiveness for unexpected event or problem.

When I was returning back to my terminal, I was just thinking if my country will come to this level of accountability and responsiveness while providing services. The people are the service recipients and real service evaluators, they can tell service providers if they are providing services rightfully or not, the only thing service providers need to do is how to get useful and relevant information from service recipients that can help to improve the service, it can happen when service providers create good feedback mechanisms and be responsive and accountable, put the comfort of people (service recipients) as priority while designing services, update and improve its resources accordingly, note down and discuss unusual cases happening during the service for future improvement.

As long as I have lived in my country I always have questions, uncertainty, disappointment, frustration and distrust while receiving a public service but to my knowledge till date there is no commonly and easily accessible complain or feedback mechanism, or maybe it doesn’t exist at all, it feels like government do not care if I have a problem during a service or if I am happy in the end of service or not because government is not asking me about it so how can government claim they have designed a good service; there is no holistic approach and intention to understand people’s satisfaction and feeling while leaving a service and the reason behind it, and wonders how can people be happy from government, it’s simple, ask them!

It’s mention able that gathering feedback and complain is not enough if it’s not utilized purposefully, there should be possibilities and intention to use this information for improvement of services otherwise repeating the same questions and having no improvement can also have negative impact on people’s perception about government. MAYBE government can first do a research HOW and WHY people (educated, illiterate, disabled, and old…) would like to provide feedback or complain about a service, and based on this information create different channels of providing feedback and complain, in order to use the collected data purposefully it’s analysis report can be used as quarterly report in different level of meetings (managers, policy makers, ministers cabinet,…) to make required decisions and take actions, and also this data can represent the success of relevant service or government entity from people’s perspective.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Taxi Plate No. 14357

Based on true event, happened somewhere in July, 2018.

 

Early morning I was in a hurry as I was getting late for my meeting, so I took a random taxi nearby my residence, arrived to my planned destination but the usual issue came up the taxi driver didn’t had small notes to break the 500 Afghani note I had… so later being convinced by the taxi driver I got off the taxi as he will drive just few steps ahead to ask for change in those shops in front of us… but right in front of my eyes he crossed the shops and drove ahead… I couldn’t believe my eyes I was deceived just like that… I couldn’t believe my hard earned money will be taken from me just like that… I was standing there in disbelief and in a bit shock… I really wanted to get my money back because the taxi driver didn’t deserved it… I wanted him to know he did wrong and he can’t just deceive me like this… I felt disappointed, angry and amazed that at that moment I couldn’t do anything about it…

What can my government that I have voted for, that I have paid my taxes regularly can do for me?

Now, I guess nothing. Because me as one of highly educated citizen of my country Afghanistan honestly I don’t know and I am sure I am not the only one:

  • How the constitution define such small thefts? What are my rights?
  • What is the procedure for handling such incidents? I obviously don’t want to go to the police station for such small complain, or pay further transportation fee to access government for filing my complain, or everything related cost me more than 500 Afghani, it should be free as I believe I must have right to claim my basic rights as citizen of Afghanistan, and as easy and convenient as possible …

Its government responsibility to define, advertise and explain the basic rights of citizens in order to create stability and peace in society, it’s government responsibility to be more accessible and accountable to create stable society for people, it’s government responsibility to give confidence and enable its citizens to claim for their rights… because otherwise people will always feel the gap which leads to distrust, disappointment and instability of the government.

MAYBE in future I could easily submit such small complains with relevant details just within 5 minutes to a mobile application (administered by relevant government authority), track my complain process and provide my feedback in the end of service which may help government to improve public services efficiency and accountability, MAYBE if government make some updates to regulations and upgrades and changes to relevant resources to make it possible.

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